A Home Loan That Rewards Your Commitment and Dedication to Helping Others
DOCTOR PROGRAM FEATURES
The program is available for practicing physicians with a 700+ FICO score who are purchasing a single residence:
- 95% loan to $1.25M with no mortgage insurance – No reserves required
- 90% loan to $1.5M with no mortgage insurance – No reserves required
- 80% loan to $1.75M with no mortgage insurance – No reserves required
- Gift Funds Allowed for Down payment and closing costs
- Non Occupant Co Borrowers allowed
- 30, 20 and 15 year fixed loans as well as a 5 and 7 year ARM.
- We can refinance current loans up to 90% LTV / Cash Out up to 85%
- MD, DO, DDS, DMD (other designations maybe acceptable)
- Approved Condominiums are acceptable
- One-Time Close Construction/Renovation loans/Lot Loans
- Construction Loan Program only available in the following states: CA, AZ, CO, NM, TX, FL, & AL.
- Relocation credits available – Please inquire
All states available