A Home Loan That Rewards Your Commitment and Dedication to Helping Others

DOCTOR PROGRAM FEATURES

The program is available for practicing physicians with a 700+ FICO score who are purchasing a single residence:

  • 95% loan to $1.25M with no mortgage insurance – No reserves required
  • 90% loan to $1.5M with no mortgage insurance – No reserves required
  • 80% loan to $1.75M with no mortgage insurance – No reserves required
  • Gift Funds Allowed for Down payment and closing costs
  • Non Occupant Co Borrowers allowed
  • 30, 20 and 15 year fixed loans as well as a 5 and 7 year ARM.
  • We can refinance current loans up to 90% LTV / Cash Out up to 85%
  • MD, DO, DDS, DMD (other designations maybe acceptable)
  • Approved Condominiums are acceptable
  • One-Time Close Construction/Renovation loans/Lot Loans
  • Construction Loan Program only available in the following states: CA, AZ, CO, NM, TX, FL, & AL.
  • Relocation credits available – Please inquire
  • All states available

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